Public Offer for the Provision of Psychological Counseling ServicesMoscow, October 19, 2026
1. General Provisions1.1. This document is an official proposal (public offer) made by Olga Alekseevna Shorokhova, a self-employed person, INN 271203917394, hereinafter referred to as the "Contractor", to any legally capable individual, hereinafter referred to as the "Customer", to enter into an agreement for the provision of psychological counseling services on the terms set out below.
1.2. In accordance with Article 437 of the Civil Code of the Russian Federation, a person who accepts the terms set out below and pays for the services becomes the Customer (acceptance of the offer is equivalent to entering into an agreement on the terms set out in the offer).
1.3. The moment of full and unconditional acceptance of this offer is the Customer's payment of 100% of the cost of the Contractor's services in advance (prepayment).
1.4. By performing acts of acceptance of this offer, the Customer confirms that they have reached the age of 18, have full legal capacity, and that the provision of the services by the Contractor does not violate the laws of the Customer's country of residence.
1.5. Disclaimer: The Contractor's services are informational and advisory in nature. They do not constitute medical, psychiatric or psychotherapeutic care and do not replace diagnosis or the treatment of diseases. If the Customer has medical indications or diagnosed disorders, the Customer is advised to consult an appropriate medical specialist.
2. Subject Matter of the Agreement2.1. The Contractor undertakes to provide the Customer with a psychological counseling service using the author's method "Psychonavigator Tarot" (hereinafter, the "Service"), and the Customer undertakes to accept and pay for the Service.
2.2. The Service is provided in the following formats, as chosen by the Contractor:
•       online (remotely, using electronic means of communication);
•       offline (an in-person meeting at an address agreed by the Parties).
3. Stages and Procedure for Providing the Service3.1. The Customer completes a request form on the Contractor's website, in which the Customer selects the literary source material, specifies the form in which the result is to be delivered, and formulates the question to which the Customer wishes to receive an answer.
3.2. The Contractor reviews the request and sends a reply e-mail stating the exact cost of the Service to the e-mail address specified in the request form.
3.3. The Customer pays 100% of the cost of the Service in advance within 24 hours of receiving the Contractor's e-mail.
3.4. After receiving the 100% prepayment, the Contractor sends the Customer, by e-mail, an image of the Tarot card spread layout.
3.5. Having reviewed the layout, the Customer selects one Tarot card, completes the checklist (feedback questionnaire) provided by the Contractor, and sends it to the Contractor.
3.6. Based on the checklist data, the Contractor prepares a response to the Customer's request and sends the Customer the final result of the consultation in text form or in another agreed format.
3.7. The Service is deemed fully rendered from the moment the Contractor sends the final result of the consultation (clause 3.6) to the Customer's e-mail address.
4. Rights and Obligations of the Parties4.1. The Contractor undertakes to:
4.1.1. Provide the Service properly and no later than 5 (five) business days after receiving the completed checklist from the Customer.
4.1.2. Keep confidential the information received from the Customer in the course of providing the Service.
4.2. The Customer undertakes to:
4.2.1. Provide accurate and complete information when completing the request form and the checklist.
4.2.2. Pay for the Service in the manner and within the time limits established by this offer.
4.2.3. Not use the information received in the course of the consultation for unlawful purposes, and not disseminate it for commercial purposes without the Contractor's written consent.
5. Cost of the Services and Settlement Procedure5.1. The cost of the Service is not fixed and is determined by the Contractor individually for each request, depending on the complexity of the request.
5.2. Payment is made in Russian rubles by transfer to the Contractor's bank details or via a payment system link provided by the Contractor.
5.3. The Customer's payment obligation is deemed performed at the moment the funds are credited to the Contractor's account.
5.4. The Contractor is a payer of the tax on professional income (a self-employed person) and independently pays tax on the income received. After receiving payment, the Contractor generates and sends the Customer a receipt through the "My Tax" ("Moi Nalog") app.
6. Liability of the Parties and Procedure for Refunds6.1. For non-performance or improper performance of obligations under this agreement, the Parties bear liability in accordance with the applicable legislation of the Russian Federation.
6.2. The Contractor is not liable for the Customer's subjective interpretation of the information received or for decisions made by the Customer on the basis of the consultation.
6.3. Refunds:
6.3.1. Until the 100% prepayment is made, the Customer has the right to decline the Service without any deductions.
6.3.2. After the 100% prepayment has been made but before the Contractor sends the card spread layout (clause 3.4), the Customer has the right to withdraw from the Service. The Customer shall notify the Contractor of the withdrawal by e-mail to the Contractor's e-mail address. The Contractor shall refund the amount paid, less the payment system's commission (if any).
6.3.3. Once the Contractor has sent the card spread layout (clause 3.4) and the checklist stage has begun, the Service is deemed partially rendered. If the Customer refuses to proceed with the remaining stages, the amount paid is non-refundable.
6.3.4. If the final result of the consultation (clause 3.6) has not been sent to the Customer through the Contractor's fault within 5 business days after receipt of the checklist, the Customer has the right to demand a refund of 100% of the amount paid.
7. Intellectual Property7.1. The exclusive rights to the "Psychonavigator Tarot" methodology, the structure of the spreads, the texts of the interpretations and the images provided belong to the Contractor.
7.2. The Customer is granted the right to use the result of the consultation for personal, non-commercial purposes.
8. Force Majeure8.1. The Parties are released from liability for partial or complete non-performance of obligations under this agreement if such non-performance results from force majeure circumstances (fire, flood, military action, decisions of public authorities, etc.) that arose after the conclusion of the agreement and that the Parties could neither foresee nor prevent.
9. Final Provisions9.1. This offer is valid for an indefinite period until it is withdrawn by the Contractor.
9.2. The Contractor reserves the right to amend the terms of the offer. Amendments take effect from the moment they are published on the Contractor's website.
9.3. All disputes and disagreements shall be resolved through negotiations. The period for considering a claim is 10 business days. If no agreement is reached, the dispute shall be referred to the court at the Contractor's place of registration.
10. Contractor's DetailsContractor: Olga Alekseevna Shorokhova, self-employed person
INN: 271203917394
E-mail: psy-navigator@olgashorohova.ru
Appendix to the Public Offer for the Provision of Psychological Counseling Services dated October 19, 2026 (Moscow) CHECKLIST FOR THE SELECTED IMAGE ON A TAROT CARDInstructions
Carefully examine the card spread layout and choose the card that, in your opinion, is the most important one in the spread.
On that card, choose any image, object or detail that attracts your attention at this moment.
It may be a person, an animal, an item, a plant, a natural phenomenon, a building, a symbol, or any other part of the picture.
There is no need to try to determine the name of the card or its traditional meaning.
There are no right or wrong answers.
Answer first and foremost as you personally perceive the chosen image: what you notice, feel and think. If a question seems inapplicable to the card, you may skip it.
Questions
1.      What exactly did you choose on the card to consider? Describe the chosen image or object in your own words.
2.      What first attracted your attention in this image or object?
3.      What state is it in right now? What, in your sense, is happening to it?
4.      What, in your sense, is most important to it right now?
5.      What does it want, or what does it strive for?
6.      What depends on it?
7.      What might it be thinking about, if you imagine that it is able to think? If the image does not imply thought, what does it seem to "communicate" by its appearance?
8.      What is hindering it, or what may be creating difficulty for it?
9.      What helps it, or what is its resource?
10.   If the chosen image could change something in what is happening, what exactly would it change?
By actually completing this checklist and sending it to the Operator, I freely, of my own will and in my own interest, give specific and informed consent to the self-employed person Olga Alekseevna Shorokhova, INN 271203917394, to process my personal data and special categories of personal data solely for the purpose of finalizing the psychological response and delivering the finished result of the consultation under the "Psychonavigator Tarot" method. This consent is valid for 3 years from the completion of the Service and may be withdrawn by me by sending a written statement to the e-mail address psy-navigator@olgashorohova.ru.